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A lender need to make accessible to the general public for inspection, upon request and at no cost, the information demanded On this area as follows:
네이버를 자주 이용한다면, 북마크 기능을 활용하여 손쉽게 접근할 수 있습니다. 웹 브라우저의 북마크 기능을 통해 네이버 페이지를 등록하면, 다음부터는 북마크 목록에서 바로 네이버에 접속할 수 있습니다.
인터넷이라는 광활한 바다를 항해하며 정보의 보고를 찾는 우리에게 네이버는 든든한 나침반이자, 탐험의 동반자와 같습니다. 검색, 뉴스, 지식인, 쇼핑, 메일, 블로그 등 네이버는 우리 일상의 거의 모든 영역에 깊숙이 스며들어 있습니다.
The Board considers the utilization of the lender's deposit products and solutions conscious of the needs of lower- and reasonable-cash flow men and women, households, or homes based upon the next details:
(i) All the knowledge expected to the bank's public file have to be taken care of at the most crucial Place of work and, if an interstate lender, at a person branch Business office in Just about every Condition; and
(six) A lender's shut-end dwelling mortgage loan lending, smaller small business lending, smaller farm lending, or car lending in distressed or underserved nonmetropolitan middle-cash flow census tracts exactly where a lender's nonmetropolitan facility-centered assessment area or nonmetropolitan retail lending evaluation region features not many or no reduced- and average-cash flow census tracts; and
(two) In case the individuals or investors elect to allocate Neighborhood improvement loans or Local community development investments between them selves for consideration less than this area, no participant or Trader may well claim a loan origination, loan invest in, or expense for Neighborhood progress thought if One more participant or investor promises precisely the same loan origination, loan order, or investment decision; and
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The lender allocates the deposits for which a deposit locale isn't available to the nationwide space. Once-a-year deposits have to be calculated determined by common day by day balances as supplied in statements such as monthly or quarterly statements. Almost every other bank that opts to gather and retain the data in this paragraph (a)(7) should do this in the same sort and for the same period as described On this paragraph (a)(seven).
The Board evaluates the file of an intermediate bank, or a little lender that opts being evaluated beneath the Retail Lending Check, of helping to meet the credit needs of its full Local community in its outdoors retail lending location pursuant to § 228.22, for a specific calendar calendar year, if:
The Board considers the weighted normal in the overall performance scores comparable to the bank's Neighborhood Enhancement Services Exam conclusions for its facility-based mostly evaluation parts inside a Condition, multistate MSA, or 228 loan perhaps the institution pursuant to area IV of appendix B to this part.
On request, a financial institution must present copies, either on paper or in digital variety suitable to the person making the ask for, of the knowledge in its public file. The financial institution may perhaps charge a reasonable fee never to exceed the cost of copying and mailing (Otherwise furnished in electronic sort).
Pursuant to § 228.21, the Local community Progress Financing Test for Constrained Function Financial institutions evaluates a confined reason bank's file of helping to meet the credit desires of its complete Group through Local community growth loans and Local community advancement investments (
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